About Us

Learn About Ocean Harbor InsuranceOcean Harbor Casualty Insurance Company, founded in 1986, is a home and auto insurer focused on business in the Northeast, Southeast, Mid Atlantic and Gulf states.  Our focus is on offering coverage in areas where there is a need, such as coastal areas where major carriers are reducing their exposure.

Ocean Harbor is rated A’ (A Prime) by Demotech, Inc. and rated B by A.M. Best Company, and is a member of the Ocean Harbor Insurance Group.

The Ocean Harbor Insurance Group consists of five insurance companies, writing mainly homeowners and automobile business.  The group, which actively does business in more than a dozen states, writes over $300 million of combined premium and is a top 100 writer of homeowners business in the United States.

Our property business is primarily in Hawaii, Florida, New York, the Midwest and Pacific Northwest, with a small yet growing book of business in South Carolina, Texas and Mississippi.  Our automobile business remains dominated by Florida with smaller books of business in other states.